We insure against the inevitable risks of common cosmetic and therapeutic procedures which health, general liability and malpractice insurance do not cover.

We insure against the inevitable risks of common cosmetic and theraputic procedures which health, general liability and malpractice insurance do not cover.

Why Choose CoverWell by InjectSure?

CoverWell by InjectSure,® the beauty and wellness industries’ first ever opt-in, per-treatment insurance.


The new, pay-per-procedure insurance protects both the client and the beauty center/spa against the inherent risks of common cosmetic and wellness procedures which are not covered by health, general liability and malpractice insurance.

Backed by Universal Casualty, Inter Insurance Agency Services, Ltd. in all 50 states, CoverWell by InjectSure is available for med, resort and day spas, nurse practitioners and beauty centers. Conceived by a personal injury attorney who saw both patients and businesses suffer as a result of medical complications from aesthetic procedures, CoverWell is a simple, affordable “on demand” insurance product.

Revolutionary new insurance coverage protects both client relations and your reputation

insurance for cosmetic surgery

On-demand insurance that covers virtually every wellness treatment provided by medical spas, salons, and wellness centers

Unlike traditional liability insurance, this revolutionary new coverage protects both service provider and client. It’s as simple as opting for additional coverage when you rent a car.

In the event of a medical complication, CoverWell ensures a corrective and restorative result. Clients can receive prompt medical care with no out of pocket cost–and no need to resort to litigation.

With CoverWell, with each procedure you provide peace of mind for the guest, treatment provider, and spa owner. 

Who could benefit from CoverWell by InjectSure?

  • Spa Ownership and Management
  • Nurses and Physicians
  • Licensed Estheticians
  • Licensed Cosmetologists
  • Licensed Massage Therapists
  • Dentists
  • Tattoo Artists
  • Acupuncturists

If you’re a med spa, salon, clinical or wellness professional practicing within the scope of your license, you can offer CoverWell protection to your clients and patients.

Independent providers now have a superior alternative to traditional, costly malpractice policies.

CoverWell is also ideal for spas and salons whose insurers refuse to cover treatments like chemical peels or lash extensions.

Zero Startup Costs

The policy is paid for by the client at the time of service. The client and the business become co-insureds.

Averaging just 4% of the cost of a treatment, CoverWell is so reasonably priced it can be bundled into the cost of any service, while keeping your prices competitive.

CoverWell protection is a value-added benefit for your customers and makes your spa stand out like a five-star hotel.

What We Cover

We cover virtually all medical aesthetic services, spa treatments, beauty services, and wellness therapies performed by qualifed providers, whether employees or contractors.

Coverage for that service is in effect for 60 days following treatment and benefits are available until the client is medically cleared or $125,000 in benefits have been paid to providers for their corrective care.

COSMETIC INJECTABLES AND DERMAL FILLERS

Restylane® • Radiesse® • Botox® • Juvederm® • Sculptra® • Dysport® • Belotero® • Bellafill® • Allē

BODY CONTOURING

CoolSculpting®  • Cooltone® RF/US Skin Tightening • UltraShape® • VelaShape™ • TruSculpt® • Zerona® • EmScuplt® • BTL Vanquish™ • Liposonix • Emtone™

LASER TREAMENTS

IPL • Fractional Lasers • Laser Hair Removal • Erbium Laser • Pulse-Dye Lasers

SPA AND WELLNESS TREAMENTS

Body Wraps • Acupuncture • Hydrotherapy • Moxabustion • Massage • IV Therapy • Colonics • Cryotherapy

BEAUTY AND BODY ART

Eyelash Extensions • Permanent Makeup • Tatooing • Piercing

SKINCARE TREATMENTS

PRP • Microneedling • Hydrafacial Chemical Peel

SEXUAL HEALTH

Emsella® • MonaLisa Touch • MOJO Therapy • Vaginal Rejuvenation

Our Story

CoverWell by InjectSure is the brainchild of founder and personal injury attorney Patrick Tighe.

When his wife experienced serious medical complications after two different medical aesthetic procedures, Tighe saw firsthand how poorly the liability insurance system functioned for the patient–and the provider. There were out-of-pocket medical expenses to mitigate the injury.

There were months and months of legal wrangling as patient and provider were forced to become warring camps. It didn’t make sense.

Determined to offer a better and more affordable solution for consumers and businesses alike, Tighe and his team spent over seven years taking a deep dive into the world of medical aesthetic services. Reimagining the professional liability insurance business model, they forged partnerships with insurance providers, creating a brand new kind of insurance.

Experienced Spa Operations Expert & Management Consultant, Kim DeOrsey, is CoverWell by InjectSure’s Director of Business Development and Client Liaison.

Medical Expertise

Mr. Tighe partnered with board-certified plastic surgeon Daniel Kapp, M.D., who has performed many reconstructive surgeries on patients who have experienced complications from cosmetic procedures.

Kapp is also Chairman of the Department of Surgery at Palm Beach Gardens Medical Center. Previously, Kapp was a clinical instructor in general and plastic surgery at Ohio State University College of Medicine, and an Anastasi Fellow in plastic surgery and junior faculty member at Boston University Medical Center.

Powerful Partners That Protect Your Business

Inter Insurance Agency Services, Ltd.


Our licensed Managing General Agent, licensed in the State of Florida.

380 N Broadway Suite 400, Jericho, NY 11753

Universal Casualty Inc.



1833 South Morgan Road Oklahoma City, OK 73128 NAIC #: 16286

Certus Claims Administrators, LLC


PO Box 1030 Camarillo, CA 93011

Our licensed third-party administrator. Claims are reported directly to this company.