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We insure against the inevitable risks of common cosmetic and therapeutic procedures which health, general liability and malpractice insurance do not cover.
We insure against the inevitable risks of common cosmetic and theraputic procedures which health, general liability and malpractice insurance do not cover.
The new, pay-per-procedure insurance protects both the client and the beauty center/spa against the inherent risks of common cosmetic and wellness procedures which are not covered by health, general liability and malpractice insurance.
Backed by Universal Casualty, Inter Insurance Agency Services, Ltd. in all 50 states, CoverWell by InjectSure is available for med, resort and day spas, nurse practitioners and beauty centers. Conceived by a personal injury attorney who saw both patients and businesses suffer as a result of medical complications from aesthetic procedures, CoverWell is a simple, affordable “on demand” insurance product.
Unlike traditional liability insurance, this revolutionary new coverage protects both service provider and client. It’s as simple as opting for additional coverage when you rent a car.
In the event of a medical complication, CoverWell ensures a corrective and restorative result. Clients can receive prompt medical care with no out of pocket cost–and no need to resort to litigation.
With CoverWell, with each procedure you provide peace of mind for the guest, treatment provider, and spa owner.
If you’re a med spa, salon, clinical or wellness professional practicing within the scope of your license, you can offer CoverWell protection to your clients and patients.
Independent providers now have a superior alternative to traditional, costly malpractice policies.
CoverWell is also ideal for spas and salons whose insurers refuse to cover treatments like chemical peels or lash extensions.
The policy is paid for by the client at the time of service. The client and the business become co-insureds.
Averaging just 4% of the cost of a treatment, CoverWell is so reasonably priced it can be bundled into the cost of any service, while keeping your prices competitive.
CoverWell protection is a value-added benefit for your customers and makes your spa stand out like a five-star hotel.
Coverage for that service is in effect for 60 days following treatment and benefits are available until the client is medically cleared or $125,000 in benefits have been paid to providers for their corrective care.
Restylane® • Radiesse® • Botox® • Juvederm® • Sculptra® • Dysport® • Belotero® • Bellafill® • Allē
CoolSculpting® • Cooltone® RF/US Skin Tightening • UltraShape® • VelaShape™ • TruSculpt® • Zerona® • EmScuplt® • BTL Vanquish™ • Liposonix • Emtone™
IPL • Fractional Lasers • Laser Hair Removal • Erbium Laser • Pulse-Dye Lasers
Body Wraps • Acupuncture • Hydrotherapy • Moxabustion • Massage • IV Therapy • Colonics • Cryotherapy
Eyelash Extensions • Permanent Makeup • Tatooing • Piercing
PRP • Microneedling • Hydrafacial Chemical Peel
Emsella® • MonaLisa Touch • MOJO Therapy • Vaginal Rejuvenation
When his wife experienced serious medical complications after two different medical aesthetic procedures, Tighe saw firsthand how poorly the liability insurance system functioned for the patient–and the provider. There were out-of-pocket medical expenses to mitigate the injury.
There were months and months of legal wrangling as patient and provider were forced to become warring camps. It didn’t make sense.
Determined to offer a better and more affordable solution for consumers and businesses alike, Tighe and his team spent over seven years taking a deep dive into the world of medical aesthetic services. Reimagining the professional liability insurance business model, they forged partnerships with insurance providers, creating a brand new kind of insurance.
Experienced Spa Operations Expert & Management Consultant, Kim DeOrsey, is CoverWell by InjectSure’s Director of Business Development and Client Liaison.
Mr. Tighe partnered with board-certified plastic surgeon Daniel Kapp, M.D., who has performed many reconstructive surgeries on patients who have experienced complications from cosmetic procedures.
Kapp is also Chairman of the Department of Surgery at Palm Beach Gardens Medical Center. Previously, Kapp was a clinical instructor in general and plastic surgery at Ohio State University College of Medicine, and an Anastasi Fellow in plastic surgery and junior faculty member at Boston University Medical Center.
Our licensed Managing General Agent, licensed in the State of Florida.
380 N Broadway Suite 400, Jericho, NY 11753
1833 South Morgan Road Oklahoma City, OK 73128 NAIC #: 16286
PO Box 1030 Camarillo, CA 93011
Our licensed third-party administrator. Claims are reported directly to this company.